Debt collection -- Took or threatened to take negative or legal action -- Complaint #9086536
Complaint Overview
Complaint ID: 9086536
Company: Cl Holdings LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: Tennessee
ZIP Code: 37129
Date Received: 2024-05-23T12:00:00-05:00
Date Sent to Company: 2024-05-23T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I received a statement in the mail from a company I never heard of or did any business with. before I could respond to the statement to request validation ; the company had already took adverse action against me, by turning over the alleged account to the credit bureaus. the company ended up places two negative accounts on my consumer report which in return has caused me a lot of XXXX, stress and XXXX.
Frequently Asked Questions
What is Complaint #9086536 about?
Complaint #9086536 was filed against Cl Holdings LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2024-05-23T12:00:00-05:00.
How did Cl Holdings LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Cl Holdings LLC?
Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.