Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #9075011
Complaint Overview
Complaint ID: 9075011
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Florida
ZIP Code: 33068
Date Received: 2024-05-22T12:00:00-05:00
Date Sent to Company: 2024-05-22T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Servicemember
Consumer Narrative
Dear Dispute Resolution Team, I am writing to dispute the accuracy of information regarding an account on my credit report. The account in question is foXXXX XXXX XXXX XXXX account number : XXXX. The account currently being reported with a status of " collection, '' indicating that it has been sent to collections. However, I have reason to believe that this information is inaccurate. Upon reviewing my records, I have confirmed that this account was never sent to collections. Instead, it was closed and transferred to another lender. There was no instance where this account entered into a collections status. I kindly request that Equifax provide proof or documentation supporting the claim that this account was sent to collections. As this information is inaccurate and potentially damaging to my credit score and financial reputation, it is crucial that it be rectified promptly. I appreciate your attention to this matter and request that you conduct a thorough investigation into the reporting of this account. Please update my credit report accordingly to reflect the accurate status of this account. Thank you for your prompt assistance in resolving this dispute. I look forward to receiving confirmation of the correction.
Frequently Asked Questions
What is Complaint #9075011 about?
Complaint #9075011 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-05-22T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.