Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #9074721
Complaint Overview
Complaint ID: 9074721
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Public record information inaccurate
State: Washington
ZIP Code: 98387
Date Received: 2024-05-22T12:00:00-05:00
Date Sent to Company: 2024-05-22T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have been non-stop disputing this negative information on my credit report and the credit bureau keeps confirming without proof that this information is inaccurate despite me sending proof it is not accurate. Therefore, I am requesting that you investigate these disputed items below and correct any inaccuracies found as required by federal law. Please send a written confirmation of receipt of this letter and the action you will be taking to resolve this matter. DISPUTED INFORMATION : XXXXXXXX XXXX XXXX XXXX XXXXXXXX - FRAUD - DELETE this collection account XXXX XXXX XXXX - XXXX - FRAUD - DELETE this collection account XXXX - XXXX - FRAUD - DELETE this collection account XXXX XXXX XXXX - XXXX - FRAUD - DELETE this collection account XXXX XXXX - XXXX - This is Fraud - This collection is FRAUD and should be DELETED as it does not belong to me. Please DELETE asap XXXX XXXX - XXXX - This is Fraud - This collection is FRAUD and should be DELETED as it does not belong to me. Please DELETE asap Bankruptcy - XXXX - The United States Bankruptcy Court does not have authority over credit reporting agencies and does not report to any of them. Bankruptcy petitions and case dockets are considered public records. The Fair Credit Reporting Act, specifically Section 605, governs credit reporting agencies. According to this law, credit reporting agencies are prohibited from reporting bankruptcy cases on an individual 's credit report. - DELETE Immediately XXXX XXXX XXXX - XX/XX/year> - This Inquiry was not authorized and lacks permissible purpose. Its Fraud! - DELETE this inquiry from my record. It is fraud. I Never Applied for credit with this company so please DELETE. XXXX XXXX XXXX - XX/XX/year> - This Inquiry was not authorized and lacks permissible purpose. Its Fraud! - DELETE this inquiry from my record. It is fraud. I Never Applied for credit with this company so please DELETE. XXXX XXXX - XX/XX/year> - This Inquiry was not authorized and lacks permissible purpose. Its Fraud! - DELETE this inquiry from my record. It is fraud. I Never AppXXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - XX/XX/year> - This Inquiry was not authorized and lacks permissible purpose. Its Fraud! - DELETE this inquiry from my record. It is fraud. I Never Applied for credit with this company so please DELETE. XXXX XXXX XXXX - XX/XX/year> - This Inquiry was not authorized and lacks permissible purpose. Its Fraud! - DELETE this inquiry from my record. It is fraud. I Never Applied for credit with this company so please DELETE. XXXX XXXX - XX/XX/year> - This Inquiry was not authorized and lacks permissible purpose. Its Fraud! - DELETE this inquiry from my record. It is fraud. I Never Applied for credit with this company so please DELETE. XXXX XXXXXXXX XXXX XXXX XXXX XX/XX/year> - This Inquiry was not authorized and lacks permissible purpose. Its Fraud! - DELETE this inquiry from my record. It is fraud. I Never Applied for credit with this company so please DELETE. XXXX XXXX - XX/XX/year> - This Inquiry was not authorized and lacks permissible purpose. Its Fraud! - DELETE this inquiry from my record. It is fraud. I Never Applied for credit with this company so please DELETE. XXXX XXXX XXXX - XX/XX/year> - This Inquiry was not authorized and lacks permissible purpose. Its XXXX! - DELETE this inquiry from my record. It is fraud. I Never Applied for credit with this company so please DELETE. XXXXXXXX XXXX XXXX XXXX - XX/XX/year> - This Inquiry was not authorized and lacks permissible purpose. Its Fraud! - DELETE this inquiry from my record. It is fraud. I Never Applied for credit with this company so please DELETE. XXXX XXXX - XX/XX/year> - This Inquiry was not authorized and lacks permissible purpose. Its Fraud! - DELETE this inquiry from my record. It is fraud. I Never Applied for credit with this company so please DELETE. Thank you for your prompt attention to this matter.
Frequently Asked Questions
What is Complaint #9074721 about?
Complaint #9074721 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-05-22T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.