Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #9058254

Complaint Overview

Complaint ID: 9058254

Company: Experian Information Solutions INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: Louisiana

ZIP Code: 71112

Date Received: 2024-05-20T12:00:00-05:00

Date Sent to Company: 2024-05-20T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I have wriiten several letters to XXXX, Experian, XXXX and XXXX to have public records removed and deleted from my personal credit file. The most recent letter sent was in XX/XX/2024. It has since been 30 days and l have not gotten a response. All ( 3 ) credit bureaus fail to properly investigate my situation. I have contacted the U.S. Bankruptcy Court who have stated that they do not report to any credit bureau. I have uploaded a copy of the letter sent from the courts. Which l have also sent to all ( 3 ) credit bureaus and XXXX XXXX on several occasions.Therefore the info in my credit file is inaccurate and do not comply with the FCRA 611 ( 15 U.S.C 1681 ) should be removed and deleted immediately.

Frequently Asked Questions

What is Complaint #9058254 about?

Complaint #9058254 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-05-20T12:00:00-05:00.

How did Experian Information Solutions INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Experian Information Solutions INC.?

Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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