Debt collection -- Written notification about debt -- Complaint #9042984

Complaint Overview

Complaint ID: 9042984

Company: Simm Associates, INC.

Product: Debt collection

Sub-Product: Credit card debt

Issue: Written notification about debt

Sub-Issue: Didn't receive enough information to verify debt

State: Georgia

ZIP Code: 30096

Date Received: 2024-05-18T12:00:00-05:00

Date Sent to Company: 2024-05-18T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: No

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

A correspondence purporting to allege a debt claimed by : SIMM Associates, INC A written notice was sent as a response to SIMM Associates, INC to their Fair Debt Collection Practices ' Act notice that SIMM Associates, INC are attempting to collect an alleged debt and is not a dishonor of your alleged claim of debt. The notice also Demanded that SIMM Associates, INC " cease and desist '' collections activities prior to validation of purported debt and that SIMM Associates, INC must validate the claim of an alleged debt by providing the following : 1. Full Disclosure 2. Equal Consideration 3. Lawful terms and Conditions 4. The wet ink signature of both parties

Frequently Asked Questions

What is Complaint #9042984 about?

Complaint #9042984 was filed against Simm Associates, INC. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-05-18T12:00:00-05:00.

How did Simm Associates, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was not timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Simm Associates, INC.?

Yes, visit the Simm Associates, INC. company profile at readthecomplaint.com/company/simm-associates-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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