Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #9042738

Complaint Overview

Complaint ID: 9042738

Company: Chime Financial INC

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: New York

ZIP Code: 142XX

Date Received: 2024-05-18T12:00:00-05:00

Date Sent to Company: 2024-05-18T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

CHIME XXXX XXXX I CLOSED THIS ACCOUNT ON XX/XX/XXXX CHIME XXXX IS STILL REPORTING FALSE INFORMATION TO ALL XXXX CREDIT bureaus ON XXXX THEY REPORTED I OWE OVER XXXX ON XXXX THEY ARE STATING I OWE {$520.00} I MADE NUMEROUS CALLS TO CHIME TO GET THIS CORRECTED THEY HANG UP ON ME MOST OF THE TIME CLAIMED THEY COULDNT SEND ME ACCOUNT CLOSE {$0.00} BAL INFORMATION THEY SAID THEY HAVE ESCALATED THIS MATTER SINCE XXXX NEVER RECEIVED EMAIL OR CALL BACK FROM THEM. THIS IS DESTROYING MY MENTAL HEALTH AND FINDING A PLACE TO LIVE TO THE POINT WHERE I WANT TO XXXX XXXX XXXX XXXX IVE BEEN HOMELESS SINCE XX/XX/XXXX AND IVE BEEN GETTING DENIED APARTMENTS BECAUSE OF CHIME REPORTING I HAVE FALSE DEBT I EXPLAINED TO THEM ON XX/XX/XXXX IF THEY CANT SEND ME THE DOCUMENTS I NEED I WILL BE REPORTING THIS AND PERSUE THEM LEGALLY THEY CONTINUED TO SAY THERE IS NOTHING THEY CAN DO

Frequently Asked Questions

What is Complaint #9042738 about?

Complaint #9042738 was filed against Chime Financial INC regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-05-18T12:00:00-05:00.

How did Chime Financial INC respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Chime Financial INC?

Yes, visit the Chime Financial INC company profile at readthecomplaint.com/company/chime-financial-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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