Debt collection -- Attempts to collect debt not owed -- Complaint #9011251
Complaint Overview
Complaint ID: 9011251
Company: Southwest Credit Systems, L.P.
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was result of identity theft
State: California
ZIP Code: 94014
Date Received: 2024-05-14T12:00:00-05:00
Date Sent to Company: 2024-05-14T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
About XXXX years ago my personal information was stolen, back in XX/XX/year>. Many accounts were opened fraudulently under my name. I have disputed countless accounts and have been trying to clean my name and credit health since. About a year into this mess I found out I could freeze my credit and so I did. That fixed the problem temporarily. Years later I have random collections accounts pop up on my credit report. This being another instance. This is not the first time this company has tried to receive money from me. A little research shows poor reviews and many complaints against them. At this point its harassment. My credit always takes damage because if this. The company is Southwest Credit Systems and even after disputing the collections accounts they keep coming back.
Frequently Asked Questions
What is Complaint #9011251 about?
Complaint #9011251 was filed against Southwest Credit Systems, L.P. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-05-14T12:00:00-05:00.
How did Southwest Credit Systems, L.P. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Southwest Credit Systems, L.P.?
Yes, visit the Southwest Credit Systems, L.P. company profile at readthecomplaint.com/company/southwest-credit-systems-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.