Mortgage -- Applying for a mortgage or refinancing an existing mortgage -- Complaint #8990993

Complaint Overview

Complaint ID: 8990993

Company: Shellpoint Partners, LLC

Product: Mortgage

Sub-Product: VA mortgage

Issue: Applying for a mortgage or refinancing an existing mortgage

Sub-Issue: Delays in the application process

State: Tennessee

ZIP Code: 370XX

Date Received: 2024-05-12T12:00:00-05:00

Date Sent to Company: 2024-05-12T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

On XX/XX/year>, XXXX Mortgage, which is my lender. I call to apply for refinancing with equity cash out. I to by the name of XXXX XXXX which is the mortgage consult. We did the application process, answered the questions that ask me about my race and gender. Once we went that process, he tells me that didn't meet the qualifications. I told him that my home is worth more he think and needs to appraise again. He tells me that in order to see my home is worth more that I have get an XXXX. I told that VA paise for it not me. He disagreed with me. I told him that VA paid for it before twice. He gave me his Phone and told that he was going check on and call me back. I never received a phone back. On XXXX XXXX, I can him and got another consult and told that trying to get in contact with. They said they relay the message. Never received the call back. On XX/XX/year>, I called again. They that they will relay the message. Never got a call back. I fill that when fold out that I was XXXX XXXX, he didn't want continue. I you need is call recording where i called the office.

Frequently Asked Questions

What is Complaint #8990993 about?

Complaint #8990993 was filed against Shellpoint Partners, LLC regarding Mortgage specifically about Applying for a mortgage or refinancing an existing mortgage. It was received by the CFPB on 2024-05-12T12:00:00-05:00.

How did Shellpoint Partners, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against Shellpoint Partners, LLC?

Yes, visit the Shellpoint Partners, LLC company profile at readthecomplaint.com/company/shellpoint-partners-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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