Debt collection -- Took or threatened to take negative or legal action -- Complaint #8987625
Complaint Overview
Complaint ID: 8987625
Company: Kimball, Tirey & St. John LLP
Product: Debt collection
Sub-Product: Rental debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: California
ZIP Code: 94102
Date Received: 2024-05-11T12:00:00-05:00
Date Sent to Company: 2024-05-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
My income was reduced during COVID and I notified my landlord at XXXX XXXX XXXX in XXXX XXXX, CA ( XXXX XXXX ) immediately. The landlord is XXXX XXXX. I paid XXXX % of my total rent per the legal eviction moratorium local requirements as I understood them. The landlord never reached out directly to settle the debt. Recently my XXXX credit score, which was excellent, was impacted by a company named Kimball Tirey and St John with a recent debt claim ( dated XX/XX/2024 ). The debt is actually XXXX XXXX XXXX, according to the XXXX delinquency date. The credit report might affect my ability to secure a rental unit. My report was impeccable for decades before this recent debt collection request. I am reaching out to XXXX XXXX tenant union to explore my legal options. I wanted this debt to be reported as XXXX XXXX XXXX instead of XX/XX/2024 date which is inaccurate. Thank you for your time.
Frequently Asked Questions
What is Complaint #8987625 about?
Complaint #8987625 was filed against Kimball, Tirey & St. John LLP regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2024-05-11T12:00:00-05:00.
How did Kimball, Tirey & St. John LLP respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Kimball, Tirey & St. John LLP?
Yes, visit the Kimball, Tirey & St. John LLP company profile at readthecomplaint.com/company/kimball-tirey-st-john-llp to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.