Debt collection -- Attempts to collect debt not owed -- Complaint #8987471
Complaint Overview
Complaint ID: 8987471
Company: National Credit Adjusters, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: Texas
ZIP Code: 762XX
Date Received: 2024-05-11T12:00:00-05:00
Date Sent to Company: 2024-05-11T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/year> I sent NCA a letter for debt validation on an item appearing on my credit reports. They received it on XX/XX/year>. I did not receive a response so I mailed another letter on XX/XX/year>, they received it on XX/XX/year>. I did not receive a response so I notified all XX/XX/XXXX credit reporting agencies, sent them copies of all correspondence, and waited for a response. The collection company verified it as accurate. I have not had a response from the collection company as of date, so I asked the credit reporting agencies to send me the proof that the collection agency sent them but they refused.
Frequently Asked Questions
What is Complaint #8987471 about?
Complaint #8987471 was filed against National Credit Adjusters, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-05-11T12:00:00-05:00.
How did National Credit Adjusters, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against National Credit Adjusters, LLC?
Yes, visit the National Credit Adjusters, LLC company profile at readthecomplaint.com/company/national-credit-adjusters-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.