Mortgage -- Applying for a mortgage or refinancing an existing mortgage -- Complaint #8984016

Complaint Overview

Complaint ID: 8984016

Company: Navy Federal Credit Union

Product: Mortgage

Sub-Product: Conventional home mortgage

Issue: Applying for a mortgage or refinancing an existing mortgage

Sub-Issue: Application denials

State: Florida

ZIP Code: 32065

Date Received: 2024-05-09T12:00:00-05:00

Date Sent to Company: 2024-05-09T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

When filling putt the application with Navy Federal Bank over the phone, my information was not added at as disclosed for the application. I attempted to call XXXX XXXX left XXXX voice mails to call me back no response at the number of XXXX. I also called to inform of the application mix up and I was told an email was sent with still no call back. On XXXX XXXX XXXX called to let me know the application was going to underwriting I informed her of the mix up and she said it would be fine even though I was only able to prove HALF my income. I have been trying to get the company to assist me on getting this resolved. They TOOK my money for the application fees but do not want to call me back or report the charges as FRAUD because it was the banks mishap.

Frequently Asked Questions

What is Complaint #8984016 about?

Complaint #8984016 was filed against Navy Federal Credit Union regarding Mortgage specifically about Applying for a mortgage or refinancing an existing mortgage. It was received by the CFPB on 2024-05-09T12:00:00-05:00.

How did Navy Federal Credit Union respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Mortgage) and describe your issue in detail.

Can I see other complaints against Navy Federal Credit Union?

Yes, visit the Navy Federal Credit Union company profile at readthecomplaint.com/company/navy-federal-credit-union to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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