Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #8898667
Experian Resolves Credit Report Error with Non-Monetary Relief
Complaint Overview
Complaint ID: 8898667
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account information incorrect
State: Washington
ZIP Code: 98122
Date Received: 2024-04-30T12:00:00-05:00
Date Sent to Company: 2024-04-30T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Risk Assessment
Risk Level: low
The risk is low as the complaint was resolved with non-monetary relief, indicating a minor issue that did not require financial compensation.
Consumer Sentiment: neutral
Topics: Credit reporting, Incorrect information, Account information
AI Analysis
CFPB complaint 8898667 was filed against Experian Information Solutions Inc. regarding Credit reporting or other personal consumer reports (Credit reporting), specifically about "Incorrect information on your report". A consumer in Washington filed a complaint against Experian regarding incorrect account information on their credit report, which was closed with non-monetary relief. The complaint was received on April 30, 2024 from Washington. The company responded with "Closed with non-monetary relief".
What You Should Do -- Consumer Action Plan
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly with the credit reporting agency.
Legal Context & Consumer Protection Laws
The Fair Credit Reporting Act (FCRA) governs the accuracy and privacy of credit reports and provides consumers with rights to dispute errors.
Regulatory Insight
This case highlights the importance of credit bureaus maintaining accurate account information and responding to consumer disputes as required by the FCRA.
Resolution Likelihood
likely
State-Specific Consumer Protections
In Washington, consumers have rights under state and federal laws to ensure the accuracy of their credit reports.
Industry Comparison
This complaint is typical of issues consumers face with credit reporting agencies, where errors in account information can occur.
Related Issues
Frequently Asked Questions
What is CFPB complaint 8898667 about?
CFPB complaint 8898667 involves Credit reporting or other personal consumer reports (Credit reporting). The consumer reported an issue with "Incorrect information on your report", specifically "Account information incorrect". This complaint was filed against Experian Information Solutions Inc. on April 30, 2024.
Which company is complaint 8898667 filed against?
Complaint 8898667 was filed against Experian Information Solutions Inc.. You can view all complaints against this company on their profile page at /company/experian-information-solutions-inc.
What was the company's response to complaint 8898667?
Experian Information Solutions Inc. responded with "Closed with non-monetary relief". The response was marked as timely by the CFPB.
When was complaint 8898667 filed?
Complaint 8898667 was received by the CFPB on April 30, 2024. It was sent to Experian Information Solutions Inc. on April 30, 2024.
What state was complaint 8898667 filed from?
Complaint 8898667 was filed from Washington. You can view all complaints from this state at /state/WA.
Was the consumer satisfied with the resolution of complaint 8898667?
Dispute information is not available for complaint 8898667.
What product category is complaint 8898667 about?
Complaint 8898667 is categorized under "Credit reporting or other personal consumer reports", specifically "Credit reporting". This is one of the product categories tracked by the CFPB.
How was complaint 8898667 submitted?
Complaint 8898667 was submitted via Web. The CFPB accepts complaints through web, phone, mail, email, fax, and referral channels.
What are the consumer's legal options for complaint 8898667?
The Fair Credit Reporting Act (FCRA) governs the accuracy and privacy of credit reports and provides consumers with rights to dispute errors. This relates to a Credit reporting or other personal consumer reports complaint against Experian Information Solutions Inc. involving "Incorrect information on your report".
How likely is complaint 8898667 to be resolved?
Resolution likelihood: likely. The company's current response is "Closed with non-monetary relief". The company did respond in a timely manner, which is a positive indicator.
What does the risk level mean for complaint 8898667?
This complaint is rated as low risk. The risk is low as the complaint was resolved with non-monetary relief, indicating a minor issue that did not require financial compensation.
What regulatory actions apply to complaint 8898667?
This case highlights the importance of credit bureaus maintaining accurate account information and responding to consumer disputes as required by the FCRA. The CFPB tracks complaints like this one to identify patterns of misconduct across the Credit reporting or other personal consumer reports industry.
What should the consumer do about complaint 8898667?
Consumers should regularly review their credit reports for accuracy and dispute any incorrect information promptly with the credit reporting agency.
Are there state-specific protections for complaint 8898667?
In Washington, consumers have rights under state and federal laws to ensure the accuracy of their credit reports. This complaint was filed from Washington.
How does complaint 8898667 compare to industry norms?
This complaint is typical of issues consumers face with credit reporting agencies, where errors in account information can occur.
What constitutes 'non-monetary relief' in a credit reporting dispute?
Non-monetary relief typically involves the correction of inaccurate information on the credit report, removal of fraudulent accounts, or an investigation into the disputed item by the credit bureau.
Disclaimer
This analysis is AI-generated and does not constitute legal advice.