Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8898588
Complaint Overview
Complaint ID: 8898588
Company: Credit Karma, LLC
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Nevada
ZIP Code: 89121
Date Received: 2024-04-30T12:00:00-05:00
Date Sent to Company: 2024-04-30T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Dear, XXXX XXXX and or other Credit Karma Employees, Per the ( F.C.R.A ) Fair Credit Reporting Act as a Federally protected Consumer, I, the Consumer recently checked my credit report and noticed over 100 promotional soft inquiries were made through your services, to be exact 103 soft inquiries were made without my permission, Its not about my credit score its about my personal and private information that ( you ) or your company violated Which at this time violates the Privacy Act of 1974. I am requesting that you provide me with the full and necessary documents to verify that you were given permissible purpose per 15 U.S.C 1681 B. You have 30 thirty day ( s ) after receiving this letter/affidavit to comply or settle in writing to the above contact information. Attached is an Invoice marked Exhibit B and will not be binding until ( 30 ) days have passed with no attempt to cure the consumer additional fees will apply after Every 5 days additional {$50000.00} will be added until I the consumer is cured, and further litigation will take place. See Attached Exhibit Sheet-A 2 pages the highlighted section belongs to Credit Karma. Please be advised that this is a binding contract once you receive this NOTICE!!! FOR HE WHO BRINGS CONTROVERSY MUST PROVIDE REMEDY!!!
Frequently Asked Questions
What is Complaint #8898588 about?
Complaint #8898588 was filed against Credit Karma, LLC regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-04-30T12:00:00-05:00.
How did Credit Karma, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Credit Karma, LLC?
Yes, visit the Credit Karma, LLC company profile at readthecomplaint.com/company/credit-karma-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.