Credit card -- Getting a credit card -- Complaint #8879559
Complaint Overview
Complaint ID: 8879559
Company: Bread Financial Holdings, INC.
Product: Credit card
Sub-Product: Store credit card
Issue: Getting a credit card
Sub-Issue: Card opened without my consent or knowledge
State: California
ZIP Code: 95209
Date Received: 2024-04-28T12:00:00-05:00
Date Sent to Company: 2024-04-28T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Tags: Older American, Servicemember
Consumer Narrative
This clumsy deceit comes from the comenity bank, XXXX thought they could scam my name and give my wife the credit card? This flim-flam scam came from them, how did they get my correct address? Why did they use my wifes birthdate? My wife has a ongoing bill and/or account with them, I called some phony person there, he got evasive fast, refused to say how this clumsy idiocy magically happened, TO much of a coincidence, no scumbag thief would magically know my correct address and my wifes birthdate unless it was 1 of there XXXX employees. TO stupid to believe magical identity theft, especially since I have XXXX XXXXXXXX, I pay XXXX to monitor my credit and name ssn, XXXX warns me of any new applications, NO warning, that is why I suspect 1 of there XXXX employees????? Plus there lying because I have a fraud alert on all 3 credit bureaus? HOW did this phony application magically get thru all those barriers I put up????
Frequently Asked Questions
What is Complaint #8879559 about?
Complaint #8879559 was filed against Bread Financial Holdings, INC. regarding Credit card specifically about Getting a credit card. It was received by the CFPB on 2024-04-28T12:00:00-05:00.
How did Bread Financial Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Bread Financial Holdings, INC.?
Yes, visit the Bread Financial Holdings, INC. company profile at readthecomplaint.com/company/bread-financial-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.