Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #8870734

Complaint Overview

Complaint ID: 8870734

Company: American First Finance, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Account information incorrect

State: Arizona

ZIP Code: XXXXX

Date Received: 2024-04-26T12:00:00-05:00

Date Sent to Company: 2024-04-26T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This is inaccurate information on my credit report. This is being reported to my XXXX and no other credit agency. Per 15 U.S.C. 1681 Accuracy and fairness of credit reporting. As well as 15 U.S.C. 1681a 603 states exclusions report containing information solely as to transactions or experiences between the consumer and the person making the report. I did not give consent to American first finance to report this information on my credit report. So I need this to be removed as it is not accurate according to my other 2 credit agencies nor did I give this company permission to report on my credit report. This has negatively impacted my life as it is a derogatory mark on my credit report.

Frequently Asked Questions

What is Complaint #8870734 about?

Complaint #8870734 was filed against American First Finance, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-04-26T12:00:00-05:00.

How did American First Finance, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against American First Finance, INC.?

Yes, visit the American First Finance, INC. company profile at readthecomplaint.com/company/american-first-finance-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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