Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #8869978
Complaint Overview
Complaint ID: 8869978
Company: Alliant Credit Union
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information belongs to someone else
State: Mississippi
ZIP Code: 390XX
Date Received: 2024-04-26T12:00:00-05:00
Date Sent to Company: 2024-04-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
On XX/XX/2021 A account was established in my name with out authorization. I contacted the Creditors to inform them that on the dates this account was open I was XXXX and have no knowledge of this account that's being reported to the reporting agency. On XXXX XXXX I was XXXX XXXX XXXX XXXX with XXXX XXXX and XXXX XXXX XXXX XXXX XXXX XXXX XXXX. I have sent the confirmation of my XXXX XXXX XXXX XXXX XXXX along with a time sheet to provide the dates of XXXX XXXX that I was XXXX XXXX when this accounts was opened and used under my name.I have contacted Alliant XXXX Credit Union about the Fraudulent accounts with the highest balance reporting XXXX with a credit limit of XXXX. After sending Alliant XXXX Credit Union documents of my XXXX XXXX XXXX along with a XXXX XXXX XXXX XXXX XXXX with my XXXX XXXX XXXX the account still reporting as this account has been verified. I have tried to notify them several times that I was XXXX XXXX when these accounts was open. Also I filed a FTC Identity Theft Report concerning the credit card and a checking account that was open and reported to XXXX XXXX as NSF in the amount of XXXX that was deposite during the XXXX XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #8869978 about?
Complaint #8869978 was filed against Alliant Credit Union regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-04-26T12:00:00-05:00.
How did Alliant Credit Union respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Alliant Credit Union?
Yes, visit the Alliant Credit Union company profile at readthecomplaint.com/company/alliant-credit-union to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.