Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8860241
Complaint Overview
Complaint ID: 8860241
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: New York
ZIP Code: 117XX
Date Received: 2024-04-25T12:00:00-05:00
Date Sent to Company: 2024-04-25T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
EXPERIAN is permitting soft inquires by others while my report is under a security freeze since XX/XX/2022. I have previously asked this company for a reason and explanation for permitting the soft inquires and they have not answered. This is in violation of the FCRA. I have simplified my questions to yes or no so the company can easily answer. Are the soft inquiries for the purpose to establish the illusion of debt owed by me? yes or no Are the soft inquiries for the purpose to establish that I have a business contractual relationship with these entities and agency? yes or no Are the soft inquiries for the purpose to establish a global cross link data sharing and social credit score in the US similar to XXXX 's? ( related to the SSA 4 inquiry ) yes or no Did EXPERIAN get permission to allow the soft inquiries? yes or no if yes then who gave it? Is there an opt out or procedure for me to revoke my permission for your credit bureau to report on me? yes or no
Frequently Asked Questions
What is Complaint #8860241 about?
Complaint #8860241 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-04-25T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.