Debt collection -- Attempts to collect debt not owed -- Complaint #8853299
Complaint Overview
Complaint ID: 8853299
Company: Encore Capital Group INC.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: California
ZIP Code: 94954
Date Received: 2024-04-24T12:00:00-05:00
Date Sent to Company: 2024-04-24T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I have received a notification from Midland Funding LLC. It's the first time I see this shape. I didn't have the slightest idea. I did not get the city bank card that they are charging me for. I have had other cards that I am currently still paying. But I have no idea what they mention. I lost my entire wallet. Unfortunately a few years back coming back from filing IRS taxes, I lost my wallet. My SS card was there. I just recently received my new card. Since I know my SS # I hadn't had the opportunity to request another one. But a few months ago I finally did. I'm afraid someone took advantage of that situation. But I do want to say I don't recognized that debt. I would like to dispute it.
Frequently Asked Questions
What is Complaint #8853299 about?
Complaint #8853299 was filed against Encore Capital Group INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-04-24T12:00:00-05:00.
How did Encore Capital Group INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Encore Capital Group INC.?
Yes, visit the Encore Capital Group INC. company profile at readthecomplaint.com/company/encore-capital-group-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.