Debt collection -- Attempts to collect debt not owed -- Complaint #8842647

Complaint Overview

Complaint ID: 8842647

Company: Trueaccord CORP.

Product: Debt collection

Sub-Product: Credit card debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Florida

ZIP Code: 33770

Date Received: 2024-04-23T12:00:00-05:00

Date Sent to Company: 2024-04-23T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

XXXX ( TrueAccord ) XXXX XXXX, 2024, XXXX XXXX XXXX XXXX XXXX Thank you for your email. We are TrueAccord, a third party collections agency. We're collecting on an outstanding balance of {$720.00}, originally owed to XXXX XXXX XXXX for a CREDIT CARD. This Balance Has Been Purchased by XXXX XXXX XXXX and came to our office on XX/XX/2024 I told them via email that i never had owned this credit card, nobody from XXXX ever contacted me, therefore i will not pay this debt. I called the number they provided during business hour ; nobody answered. this debt was never on my credit reports from all XXXX companies, i have a score of nearly XXXX on XXXX report,

Frequently Asked Questions

What is Complaint #8842647 about?

Complaint #8842647 was filed against Trueaccord CORP. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-04-23T12:00:00-05:00.

How did Trueaccord CORP. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Trueaccord CORP.?

Yes, visit the Trueaccord CORP. company profile at readthecomplaint.com/company/trueaccord-corp to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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