Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #8835059

Complaint Overview

Complaint ID: 8835059

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Problem with a company's investigation into an existing problem

Sub-Issue: Problem with personal statement of dispute

State: Texas

ZIP Code: XXXXX

Date Received: 2024-04-22T12:00:00-05:00

Date Sent to Company: 2024-04-22T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I received a letter in the mail stating that my credit report had a credit bureau breach, upon receiving the data breach letter I notified some inquiries that I did not know about, therefore all inquiries should be deleted immediately from my credit report, by law a consumer and natural person, I am aware of all of my rights that I have, and which are protected by the Congress on the fair credit reporting at the list of the accounts below has violated my federally protected consumer rights to privacy and confidentiality on the 15 USC 1681 B 15 USC 1681B section 602A states I have the right to privacy 16 USC 1681 section 604 a section 2 it also states a consumer reporting agency can not furnish a account without any written instructions. Aggravated identity, theft, 18 USC 1028 A 15 USC 682 a financial institution may not disclose negative personal information to a non-affiliated third-party. Thank you

Frequently Asked Questions

What is Complaint #8835059 about?

Complaint #8835059 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2024-04-22T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

Related Pages