Debt collection -- Attempts to collect debt not owed -- Complaint #8834936
Complaint Overview
Complaint ID: 8834936
Company: Spring Oaks Capital, LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: South Carolina
ZIP Code: 29108
Date Received: 2024-04-22T12:00:00-05:00
Date Sent to Company: 2024-04-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Spring Oaks Capitol has alleged I owe {$1100.00}. I have never heard of this company and I have never taken out any type of loan of such manner. This has very negatively impacted my credit score. I have reached out to inquire about the debt, and have never been furnished with any type of explanation or proof. I request these false allegations please be removed from my credit file immediately, and I request all communication from them please cease and desist immediately.
Frequently Asked Questions
What is Complaint #8834936 about?
Complaint #8834936 was filed against Spring Oaks Capital, LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-04-22T12:00:00-05:00.
How did Spring Oaks Capital, LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Spring Oaks Capital, LLC?
Yes, visit the Spring Oaks Capital, LLC company profile at readthecomplaint.com/company/spring-oaks-capital-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.