Debt collection -- Attempts to collect debt not owed -- Complaint #8820148

Complaint Overview

Complaint ID: 8820148

Company: Cl Holdings LLC

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Florida

ZIP Code: 34746

Date Received: 2024-04-20T12:00:00-05:00

Date Sent to Company: 2024-04-20T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Good morning to whom it may concern, on XXXX XXXX, I check my three bureau credit I see Jefferson Capital System send me to a debt collection I dont know anything about it! On Monday XXXX XXXX at XXXX I gave them a call I spoke to XXXX XXXX agent id number is XXXX. I told him kindly I dont know about this debt I have been have XXXX carrier for over five years and Jefferson capital system send me to a debt collection I dont even know about I want them to remove this collection to all my three bureau credit. The guy I was talking with told me I have this debt I told him if I have this debt why did Jefferson capital system change the date of the debt and they know they shouldnt be doing this its illegal because they know they shouldnt change anything from the XXXX carrier! Dispute the collection with all three bureaus credit and Jefferson capital system hope CFPB help me fix this problem please and thank you Sincerely XXXX XXXX

Frequently Asked Questions

What is Complaint #8820148 about?

Complaint #8820148 was filed against Cl Holdings LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-04-20T12:00:00-05:00.

How did Cl Holdings LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Cl Holdings LLC?

Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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