Checking or savings account -- Problem caused by your funds being low -- Complaint #8819861

Complaint Overview

Complaint ID: 8819861

Company: Wells Fargo & Company

Product: Checking or savings account

Sub-Product: Checking account

Issue: Problem caused by your funds being low

Sub-Issue: Overdrafts and overdraft fees

State: Hawaii

ZIP Code: 96707

Date Received: 2024-04-20T12:00:00-05:00

Date Sent to Company: 2024-04-20T12:00:00-05:00

Company Response: Closed with monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Servicemember

Consumer Narrative

On XX/XX/2024. My debit card was stolen without my knowledge at a bar. It was then used to charge to an unknown company for {$1400.00}. It was then used again, charging me {$110.00}. To a company called XXXX XXXX XXXX. The person then charged my card to a seperate company soon after. Company named XXXX XXXX XXXX for XXXX amount of {$680.00}. This was not to my knowledge until I checked my account and DID NOT AUTHORIZE the transactions Wells Fargo messaged me about. I filed a claim about it immediately after. The claim had ended on XX/XX/2024 determining that an error did not occur and have sent me a letter in the mail with additional information about their findings. Now I am being overdrafted with absolutely no money in my account.

Frequently Asked Questions

What is Complaint #8819861 about?

Complaint #8819861 was filed against Wells Fargo & Company regarding Checking or savings account specifically about Problem caused by your funds being low. It was received by the CFPB on 2024-04-20T12:00:00-05:00.

How did Wells Fargo & Company respond to this complaint?

The company responded with: "Closed with monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Wells Fargo & Company?

Yes, visit the Wells Fargo & Company company profile at readthecomplaint.com/company/wells-fargo-company to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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