Debt collection -- Attempts to collect debt not owed -- Complaint #8819318

Complaint Overview

Complaint ID: 8819318

Company: Cl Holdings LLC

Product: Debt collection

Sub-Product: I do not know

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was result of identity theft

State: Florida

ZIP Code: XXXXX

Date Received: 2024-04-20T12:00:00-05:00

Date Sent to Company: 2024-04-20T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am disputing the collection account with XXXX, linked to the original creditor XXXX XXXX ( I NEVER HAD A CAR FROM THEM ), account number XXXX, opened on XX/XX/2023, with a balance of {$5100.00}. It's deeply concerning that this agency has allegedly exposed my account information alongside personal details by selling it to other collections agencies. Additionally, I want to emphasize that this account is unverified and does not belong to me. Despite my efforts to resolve this issue by reaching out to XXXX XXXX, I have not received any resolution. I demand an immediate investigation into this matter and urge XXXX to cease any further dissemination of my personal information. I expect a prompt response and the removal of this erroneous information from my records.

Frequently Asked Questions

What is Complaint #8819318 about?

Complaint #8819318 was filed against Cl Holdings LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-04-20T12:00:00-05:00.

How did Cl Holdings LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Cl Holdings LLC?

Yes, visit the Cl Holdings LLC company profile at readthecomplaint.com/company/cl-holdings-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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