Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #8807891

Complaint Overview

Complaint ID: 8807891

Company: Equifax, INC.

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Personal information incorrect

State: New York

ZIP Code: 11218

Date Received: 2024-04-18T12:00:00-05:00

Date Sent to Company: 2024-04-18T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I am reporting ongoing challenges I have encountered while attempting to update my personal information on my Equifax credit report. Despite multiple attempts through various channels, the incorrect information persists on my credit report. Here is a summary of my efforts to rectify the situation : 1. Dispute Online : In XX/XX/year>, I submitted a dispute online via the Equifax website to address the inaccuracies in my credit report. 2. Certified Mail Correspondence : - XX/XX/year> : Sent the first certified letter ( XXXX XXXX Receipt Number : XXXX ) detailing the discrepancies and providing supporting documentation. - XX/XX/year> : Mailed the second certified letter ( XXXX XXXX Receipt Number : XXXX ) Despite these concerted efforts, the inaccuracies persist on my credit report, adversely affecting my financial standing. Enclosed with this communication, please find : - Copy of the certified letter sent to Equifax. - Copy of my ID - Copy of utility bill as a proof of address

Frequently Asked Questions

What is Complaint #8807891 about?

Complaint #8807891 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-04-18T12:00:00-05:00.

How did Equifax, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Equifax, INC.?

Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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