Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8797620
Complaint Overview
Complaint ID: 8797620
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Arkansas
ZIP Code: 72404
Date Received: 2024-04-17T12:00:00-05:00
Date Sent to Company: 2024-04-17T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXX AR XXXX XXXX Transunion Consumer Solutions XXXX XXXX XXXX XXXX, PA XXXX To Whom It May Concern : My only request is that you delete that bankruptcy from my report for the following reasons : According to 15 USC 1681 ( a ) ( 4 ), 15 USC 1692 ( a ), and 15 USC 1681 ( b ) ( 2 ) You have used an abused practice to violate my ( the consumer ) right to privacy by reporting to an agency ( ies ) or third party, a public record which you were not given permission purpose to report or furnish and that report was not furnished due to a response to the order of a court, written instructions from me ( the consumer to whom it relates ) and/or any other reason within 15 USC 1681 ( b ) ( 2 ). Neither have you provided an investigative consumer report that proves you have not used public information to report or furnish my ( the consumer ) information to other reporting agencies or third parties. Lastly, you furnished that report that was not used or helpful for obtaining credit or insurance to be used primarily for personal, family, or household purposes ; employment purposes ; or any other purpose authorized under 15 USC 1681 ( b ) This letter is my final communication in regarding the unlawful entry of a bankruptcy through XXXX XXXX XXXX ARKANSAS At his time take action and delete your unlawful entry ( XXXX ) from my ( the consumer ) report. Failure to delete satisfactorily within XXXX days of receipt of this certified letter XXXX result in a small claims action against your company, seeking {$1000.00} per violation for : XXXX. ) Right to privacy XXXX. ) Permission Purpose XXXX. ) Investigative Violations of the Fair Credit Reporting Act My contact information is as follows : XXXX XXXX XXXX : XXXX XXXX XXXX XXXX XXXX AR XXXX P.S. Please be aware that dependent upon your response, I XXXX be detailing any potential issues with your company via an online public press release, including documentation of any potential small claims action.
Frequently Asked Questions
What is Complaint #8797620 about?
Complaint #8797620 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-04-17T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.