Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #8788144
Complaint Overview
Complaint ID: 8788144
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Account status incorrect
State: Illinois
ZIP Code: 60123
Date Received: 2024-04-16T12:00:00-05:00
Date Sent to Company: 2024-04-16T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to escalate a dispute regarding inaccurate information on my credit report, which has been verified by Trans Union despite my efforts to provide evidence proving the inaccuracy. Disputed Information : On XX/XX/2024, I submitted a formal dispute to Trans Union regarding inaccuracies on my credit report related to account paid in a timely manner. but bureau is reporting collection. I provided detailed documentation and evidence supporting my dispute, including documentation from my credit report using XXXX XXXX Verification Without Investigation : Despite the evidence provided, Trans Union has verified the accuracy of the disputed information without conducting a thorough investigation into the matter. This response is unacceptable and violates the Fair Credit Reporting Act ( FCRA ), which mandates that credit bureaus investigate consumer disputes and correct any inaccuracies. Request for Intervention : I request the intervention of the Consumer Financial Protection Bureau ( CFPB ) to ensure that Trans Union fulfills its obligations under the FCRA and conducts a proper investigation into the inaccuracies on my credit report. I also request that appropriate enforcement action be taken against Trans Union for its failure to comply with regulatory requirements. Enclosed with this letter are copies of all relevant documentation, including my credit report, dispute letters, and any correspondence with Trans Union. I request that you investigate this matter promptly and inform me of the results of your investigation. I want XXXX XXXXOriginal Creditor XXXX XXXX removed! They never informed me through mail, email, phone call of this alleged debt was owed. The account was paid. Per evidence submitted from XXXX XXXX credit report. This account was paid on time monthly. Please remove these XXXX accounts from my credit report. Account # XXXX XXXX XXXX Original Creditor XXXX XXXX Account # XXXX XXXX XXXX Original Creditor XXXX. They have no evidence that the delinquent account is mine. The only account that is mine was paid on time! Thank you for your attention to this matter. I look forward to a swift resolution and the correction of the inaccuracies on my credit report.
Frequently Asked Questions
What is Complaint #8788144 about?
Complaint #8788144 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-04-16T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.