Debt collection -- Written notification about debt -- Complaint #8779585
Complaint Overview
Complaint ID: 8779585
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: I do not know
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: Tennessee
ZIP Code: 374XX
Date Received: 2024-04-15T12:00:00-05:00
Date Sent to Company: 2024-04-15T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Dear CFPB, I am writing to file a formal complaint against the collection agency LVNV FUNDG for their egregious violation of my consumer rights. It has come to my attention that LVNV FUNDG has placed a collection account ( Account Number : XXXX ) on my credit report without providing me with written notification of this alleged debt. Under 12 CFR 1006.34 ( b ) ( 5 ), I have the right to receive validation information regarding any debt that a collection agency seeks to collect from me. However, despite repeated requests, LVNV FUNDG has failed to provide me with any validation information pertaining to this account. Furthermore, I have not been given the opportunity to dispute the account in accordance with 12 CFR 1006.34 ( c ) ( 4 ) ( i ). LVNV FUNDG 's actions are not only in violation of federal regulations but also disregard fundamental consumer rights. Moreover, I strongly believe that LVNV FUNDG has engaged in false, misleading, and deceptive practices in their attempt to collect this debt. Such actions are in direct violation of consumer protection laws and regulations. It is imperative to note that LVNV FUNDG has furnished this account to consumer reporting agencies without providing me with the necessary disclosures required by law. This blatant disregard for legal obligations is evident of their violation of 12 CFR 1006.34 ( d ) and 15 USC 1681-S2 ( 7 ) ( A ). In light of the aforementioned violations, I am formally requesting that LVNV FUNDG immediately remove the aforementioned account from my credit report. Furthermore, I demand that LVNV FUNDG cease all collection activities related to this debt until they have complied with all relevant laws and regulations. If LVNV FUNDG believes that they have indeed provided me with proper notification, I kindly request that they furnish a copy of the certified receipt with my signature acknowledging receipt of such notification. I trust that the Consumer Financial Protection Bureau will take swift and appropriate action in investigating this matter and ensuring that my consumer rights are upheld. I appreciate your attention to this urgent matter and look forward to your prompt response. Thank you for your time and consideration. Sincerely, XXXX XXXX XXXX XXXX XXXX XXXX. XXXX, TN XXXX Email : XXXX Phone : ( XXXX ) XXXX
Frequently Asked Questions
What is Complaint #8779585 about?
Complaint #8779585 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-04-15T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.