Debt collection -- Attempts to collect debt not owed -- Complaint #8770906

Complaint Overview

Complaint ID: 8770906

Company: Aargon Agency, INC.

Product: Debt collection

Sub-Product: Medical debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt is not yours

State: Texas

ZIP Code: 78744

Date Received: 2024-04-14T12:00:00-05:00

Date Sent to Company: 2024-04-14T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Apparently, this company provided services to me in XXXX of XXXX, and I've never used this company to my knowledge. I've never received notices of a balance owed, and it states I owe {$81.00}. The letter I received is dated XX/XX/XXXX as it was just reported to the collection agency Aargon Agency. I looked on XXXXXXXX XXXX to figure out if the XXXX XXXX XXXX even exists, and XXXX XXXX state the company sent out fraudulent collection letters to them. I read that a company has XXXX years to report the collection to a collection agency, and this is over 4 years by XXXX months. I had medical insurance during this time period, and never received a letter from my insurance stating they could not cover costs. I suspect this is fraudulent, and left a voicemail to the collections agency stating the " statue of limitations '', for debt to be reported on my credit.

Frequently Asked Questions

What is Complaint #8770906 about?

Complaint #8770906 was filed against Aargon Agency, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-04-14T12:00:00-05:00.

How did Aargon Agency, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Aargon Agency, INC.?

Yes, visit the Aargon Agency, INC. company profile at readthecomplaint.com/company/aargon-agency-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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