Debt collection -- Attempts to collect debt not owed -- Complaint #8767002
Complaint Overview
Complaint ID: 8767002
Company: M. G. Credit, INC.
Product: Debt collection
Sub-Product: Other debt
Issue: Attempts to collect debt not owed
Sub-Issue: Debt was paid
State: Georgia
ZIP Code: 30252
Date Received: 2024-04-13T12:00:00-05:00
Date Sent to Company: 2024-04-16T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I, XXXX XXXX, contacted M.G. Credit today at XXXXXXXX XXXX and spoke with XXXX XXXX who verified that the acount was paid in full, but stated that I needed to pay an additional {$51.00} for collection fees, which is not true. XXXX XXXX verified that the account was opended in XXXX of XXXX and not not XXXX. It is reported as being opened in XXXX. The account is therefore past 7 years old and I am requesting that it is deleted from my credit report, as it is listed on all three bureaus and I am working on clearing up my credit. I appreciate your assistance in addressing this matter.
Frequently Asked Questions
What is Complaint #8767002 about?
Complaint #8767002 was filed against M. G. Credit, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-04-13T12:00:00-05:00.
How did M. G. Credit, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against M. G. Credit, INC.?
Yes, visit the M. G. Credit, INC. company profile at readthecomplaint.com/company/m-g-credit-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.