Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #8745138
Complaint Overview
Complaint ID: 8745138
Company: TD Bank US Holding Company
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Was not notified of investigation status or results
State: Mississippi
ZIP Code: 39157
Date Received: 2024-04-10T12:00:00-05:00
Date Sent to Company: 2024-04-10T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
i have expressed to target over and over that this account was run up by an ex. I made several attempts to get this individual to pay the debt but they refused. The card was used without my knowledge and by the time I found out it was too late. Like I said before if I was personally responsible for the charges I would have made arrangements to negotiate and pay it off. All I ask is that Target please understand that I was a victim of identity theft and at that young age, had no idea what to do. Now that Im older and understand clearly what happened I would like to fix this because it has been extremely harmful to my life and way of living. I have also noticed that its not just me having issues with Targets way of doing business. I need this account removed completely from my credit report. The original documents havent been verified or sent to me by law.
Frequently Asked Questions
What is Complaint #8745138 about?
Complaint #8745138 was filed against TD Bank US Holding Company regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2024-04-10T12:00:00-05:00.
How did TD Bank US Holding Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against TD Bank US Holding Company?
Yes, visit the TD Bank US Holding Company company profile at readthecomplaint.com/company/td-bank-us-holding-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.