Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #8735975

Complaint Overview

Complaint ID: 8735975

Company: Discover Bank

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: Indiana

ZIP Code: 46307

Date Received: 2024-04-09T12:00:00-05:00

Date Sent to Company: 2024-04-09T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I AM THE VICTIM OF IDENTITY THEFT I AM THE VICTIM OF THE XXXX XXXX DATA BREACH I AM DISPUTING THE XXXX ACCOUNTS OPENED ON OR AROUND XX/XX/XXXX THROUGH AUGUST 0F 2018. I DID NOT OPEN OR AUTHORIZE DISCOVER BANK TO OPEN A CREDIT CARD ON XX/XX/XXXX AS OF THIS LETTER I HAVE FILED MY XXXX FTC AND POLICE REPORT OF XXXX. I HAVE ALL THE PROOF THIS IS NOT MY ACCOUNT- DISCOVER IGNORES THE EVIDENCE. THE POLICE HAVE AN ALLEGED SUSPECT ALSO. PLEASE REMOVE FROM MY CREDIT BUREAUS IMMEDIATELY.

Frequently Asked Questions

What is Complaint #8735975 about?

Complaint #8735975 was filed against Discover Bank regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-04-09T12:00:00-05:00.

How did Discover Bank respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Discover Bank?

Yes, visit the Discover Bank company profile at readthecomplaint.com/company/discover-bank to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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