Debt collection -- Took or threatened to take negative or legal action -- Complaint #8735460
Complaint Overview
Complaint ID: 8735460
Company: Kriya Capital, LLC
Product: Debt collection
Sub-Product: Telecommunications debt
Issue: Took or threatened to take negative or legal action
Sub-Issue: Threatened or suggested your credit would be damaged
State: California
ZIP Code: 95815
Date Received: 2024-04-09T12:00:00-05:00
Date Sent to Company: 2024-04-09T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Credence RM is alleging I owe them a debt I do not. I have no contractual obligation under federal trading laws to pay a debt for services or goods not rendered. Credence RM is a third party debt collector that purchases contracts for profits. Under who authority are they collecting for? The business XXXX XXXX XXXX bylaws does not state that Credence RM is an interest party in their business transactions therefore who allotted them permission to state they are collecting for XXXX XXXX XXXX XXXX XXXX XXXX XXXX is required to get current their business practices and all involved parties should be listed on the articles of incorporation and bylaws so there is full transparency or this would be considered deceptive business practices. Furthermore I did not receive my notice of right to dispute before this debt was sold to the credit bureaus for them to report to cause me harm.
Frequently Asked Questions
What is Complaint #8735460 about?
Complaint #8735460 was filed against Kriya Capital, LLC regarding Debt collection specifically about Took or threatened to take negative or legal action. It was received by the CFPB on 2024-04-09T12:00:00-05:00.
How did Kriya Capital, LLC respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Kriya Capital, LLC?
Yes, visit the Kriya Capital, LLC company profile at readthecomplaint.com/company/kriya-capital-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.