Debt collection -- Attempts to collect debt not owed -- Complaint #8726468

Complaint Overview

Complaint ID: 8726468

Company: Ccs Financial Services, INC.

Product: Debt collection

Sub-Product: Medical debt

Issue: Attempts to collect debt not owed

Sub-Issue: Debt was paid

State: Maryland

ZIP Code: 216XX

Date Received: 2024-04-08T12:00:00-05:00

Date Sent to Company: 2024-04-08T12:00:00-05:00

Company Response: Closed with non-monetary relief

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Credit Collection Services sent me a letter saying I owed XXXX XXXX for service from XX/XX/year> in the amount of XXXX. I verified that I paid the bill from my XXXX on XX/XX/year>. I looked for contact information on CCS ' letter and website and I only found a phone number and a mailing address. I decline to buy a stamp to send a letter for a bill that was already paid. So I called. The lady on the other end informed me that I was on a recorded line. I said that I was not okay with them recording the phone call, but that I had paid the bill at the time they sent me the bill and if she could provide me with an email address, I'd be happy to send a copy of the check from XX/XX/year>. She said she could not move forward if I did not agree to be recorded. Well, that certainly makes no sense but there must be some way of moving forward that does not involve me paying to prove that I paid the bill or having my privacy in any way compromised ( giving personal information over the phone to an entity I do not actually know beyond a letter ) Help for any assistance you provide.

Frequently Asked Questions

What is Complaint #8726468 about?

Complaint #8726468 was filed against Ccs Financial Services, INC. regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-04-08T12:00:00-05:00.

How did Ccs Financial Services, INC. respond to this complaint?

The company responded with: "Closed with non-monetary relief". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Ccs Financial Services, INC.?

Yes, visit the Ccs Financial Services, INC. company profile at readthecomplaint.com/company/ccs-financial-services-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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