Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #8717221
Complaint Overview
Complaint ID: 8717221
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Information is missing that should be on the report
State: North Carolina
ZIP Code: 28110
Date Received: 2024-04-07T12:00:00-05:00
Date Sent to Company: 2024-04-07T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
After pulling my Experian credit report, on XX/XX/2023, I requested Experian complete an investigation into the following accounts for completeness and accuracy : XXXXXXXX XXXX XXXXXXXX XXXX XXXX **** XXXX. XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX **** XXXX. XXXX XXXX **** XXXX. XXXX XXXX XXXX ( balance of {$200.00} ) **** XXXX. XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX. XXXX XXXX XXXX. XXXX XXXX XXXX XXXX **** XXXX. XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX ( update paid never late ) **** XXXX. XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX **** Experian completed the investigation and notified me that all accounts had been verified. I pulled my credit report again and noticed that several accounts that were previously disputed were missing the FCRA 623 ( a ) ( 3 ) required notice of dispute. Because the notice of dispute is not present, Experian is in violation of FCRA 623 ( a ) ( 3 ) and can not report this information. The accounts missing the notice of dispute are : XXXX. XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX. XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #8717221 about?
Complaint #8717221 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-04-07T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.