Credit reporting or other personal consumer reports -- Incorrect information on your report -- Complaint #8716310
Complaint Overview
Complaint ID: 8716310
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Incorrect information on your report
Sub-Issue: Personal information incorrect
State: North Dakota
ZIP Code: 58103
Date Received: 2024-04-07T12:00:00-05:00
Date Sent to Company: 2024-04-07T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XX/XX/XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX XXXXXXXX Email Address : XXXX Telephone Number : XXXX XXXX XXXX XXXX XXXX XXXX Consumer Financial Protection Bureau XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX XXXX, XXXX XXXX Telephone Number : XXXX Re : XXXX XXXX XXXX XXXXXXXX Unlawful Use of XXXX XXXX XXXX Experian Credit File Account Dear Sir/Madam, I am writing to address a serious matter concerning my Experian Credit File account and its connection to XXXX XXXX XXXXXXXX XXXX XXXX XXXX XXXX True Link '' ). My name is XXXX XXXX XXXX, hereinafter referred to as " the Complainant. '' On XX/XX/XXXX, I had discovered unauthorized activity onto my Experian Credit File account, indicating that individuals may have utilized fictitious, similar, or identical names, and potentially altered their legal names to match mine, in order to establish XXXX XXXX XXXX accounts without my consent. It is evident that these individuals unlawfully accessed and misused my Personal Identifiable Information ( PII ), including my social security number, date of birth, address, and etc. to create these accounts. True Link has been complicit in this unauthorized activities by both improperly accessing my Experian credit file account and reporting inaccurate information without my consent. This was noted on XX/XX/XXXX, and XX/XX/XXXX, wherein XXXX XXXX falsely reported my legal residential address incorrectly that does not exist that perpetuate their fraudulent activities despite my lack of any association with XXXX XXXX services. I must emphasize the severity of this breach and its implications for my identity security and privacy rights problems. I am demanding immediate action from True Link to close any VISA accounts linked to the misuse of my PII with Experian. Failure to comply will result in legal consequences for True Link, as True Link business establishments are directly responsible for the breach of my Experian Credit File account and subsequent identity theft issues. Furthermore, I am legally entitled to receive all pertinent information from XXXX XXXX regarding the individuals who established these accounts using my PII without my authorizations. I urge XXXX XXXX to take prompt and decisive action to rectify this situation and prevent any further harm to my personal identifiable information and credit reporting agencies accounts. Failure to do so will result in legal action being pursued to safeguard my rights and hold XXXX XXXX accountable for your actions. Please refer to Exhibit A for additional details regarding this matter. Respectfully Submitted, XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #8716310 about?
Complaint #8716310 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Incorrect information on your report. It was received by the CFPB on 2024-04-07T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.