Credit card -- Getting a credit card -- Complaint #8700691
Complaint Overview
Complaint ID: 8700691
Company: Equifax, INC.
Product: Credit card
Sub-Product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-Issue: Application denied
State: New Jersey
ZIP Code: 07410
Date Received: 2024-04-04T12:00:00-05:00
Date Sent to Company: 2024-04-04T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
An inquiry was posted by XXXX XXXX XXXX on my Equifax credit report. Upon calling them they couldnt locate any information about me as per my data. I visited one of there branch after they advised me to do so. They also failed to provide any information. There decision was made on unmatched social security number provided. Simply social security number didnt match with credit file. Then how come inquiry goes on my record. Bank was totally fail to get any application for under my info. They investigate internally and gave me same answer I mentioned above then contacted Equifax. They couldnt understand my need and did not do anything. It falls under identity theft if social security number doesnt match with me then its not me. It happened XXXX. Bank was XXXX XXXX and credit company was Equifax. I am having excellent credit score and history. Such cards are always granteed approved for me as per all of my credit reports.
Frequently Asked Questions
What is Complaint #8700691 about?
Complaint #8700691 was filed against Equifax, INC. regarding Credit card specifically about Getting a credit card. It was received by the CFPB on 2024-04-04T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.