Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8682792
Complaint Overview
Complaint ID: 8682792
Company: Transunion Intermediate Holdings, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Credit inquiries on your report that you don't recognize
State: Colorado
ZIP Code: 80138
Date Received: 2024-04-02T12:00:00-05:00
Date Sent to Company: 2024-04-02T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX pulled my credit report multiple times under different financial institutes at the same day without my permission. Originally we pre-qualified with XXXX XXXX XXXX XXXX XXXX XXXX on XXXX for car loan. When we came back to purchase the car on XXXX to the same dealership they said they can re-use the same inquiry for the loan. As a result we have 4 additional hard inquiries : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XX/XX/XXXX XXXX XXXX XXXX XX/XX/XXXX I assume it was done for selling us extended warranty ( which we disputed with them as well, with the dealership ). We didn't give our agreement to pull credit so many times. I would like to remove those 4 extra inquiries from my credit report. TransUnion and XXXX recommended to file dispute at the CFPB since they can't help. Thank you
Frequently Asked Questions
What is Complaint #8682792 about?
Complaint #8682792 was filed against Transunion Intermediate Holdings, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-04-02T12:00:00-05:00.
How did Transunion Intermediate Holdings, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Transunion Intermediate Holdings, INC.?
Yes, visit the Transunion Intermediate Holdings, INC. company profile at readthecomplaint.com/company/transunion-intermediate-holdings-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.