Credit card -- Getting a credit card -- Complaint #8673470
Complaint Overview
Complaint ID: 8673470
Company: American Express Company
Product: Credit card
Sub-Product: General-purpose credit card or charge card
Issue: Getting a credit card
Sub-Issue: Application denied
State: Mississippi
ZIP Code: 397XX
Date Received: 2024-04-01T12:00:00-05:00
Date Sent to Company: 2024-04-01T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
Reference XXXX American Express practices unjust enrichment by using soliciting to reel people in from preapproval letters but later denying them. I do not think that it's fair to take my name/signature just to gain money whether I'm denied or approved for your company 's enrichment WITHOUT compensating me. REQUESTED INFORMATION : Please provide the factors underwriters used based on the law to which I was denied.
Frequently Asked Questions
What is Complaint #8673470 about?
Complaint #8673470 was filed against American Express Company regarding Credit card specifically about Getting a credit card. It was received by the CFPB on 2024-04-01T12:00:00-05:00.
How did American Express Company respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.
Can I see other complaints against American Express Company?
Yes, visit the American Express Company company profile at readthecomplaint.com/company/american-express-company to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.