Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8636711
Complaint Overview
Complaint ID: 8636711
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Texas
ZIP Code: XXXXX
Date Received: 2024-03-26T12:00:00-05:00
Date Sent to Company: 2024-03-26T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing this complaint to bring to your attention a concerning issue I recently discovered on my credit report. On XX/XX/XXXX, I obtained a copy of my credit report from Equifax and was alarmed to find several unauthorized hard inquiries listed on my report. XXXX XX/XX/XXXX XXXX XX/XX/XXXX The Unauthorized hard inquiries in question were made without my knowledge or consent, and I have no affiliation with the entities that initiated these inquiries. As a responsible consumer, I regularly monitor my credit report to ensure its accuracy and to safeguard my financial well-being. I kindly request the assistance of the Consumer Financial Protection Bureau in investigating and rectifying this matter. I believe that these unauthorized hard inquiries are not only a violation of my privacy but may also negatively impact my credit score.
Frequently Asked Questions
What is Complaint #8636711 about?
Complaint #8636711 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-03-26T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.