Credit reporting or other personal consumer reports -- Problem with a company's investigation into an existing problem -- Complaint #8636691
Complaint Overview
Complaint ID: 8636691
Company: Experian Information Solutions INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Problem with a company's investigation into an existing problem
Sub-Issue: Their investigation did not fix an error on your report
State: California
ZIP Code: 90008
Date Received: 2024-03-26T12:00:00-05:00
Date Sent to Company: 2024-03-26T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I recently obtained a copy of my credit report from your bureau and noticed inaccuracies in the reporting of late payments on my account. Despite multiple requests to remove the late payments and update the reporting accurately, no action has been taken. Other bureaus have completed their investigation and updated the reporting accordingly. These late payments are inaccurately reported, and I believe there has been an error in the reporting. I want to emphasize that I have consistently maintained a positive payment history with the mentioned creditors. There were no late payments during the disputed period, and the current report does not accurately reflect my creditworthiness.I am formally requesting an investigation into the inaccuracies in my credit report. Please update the accounts instantly : XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX
Frequently Asked Questions
What is Complaint #8636691 about?
Complaint #8636691 was filed against Experian Information Solutions INC. regarding Credit reporting or other personal consumer reports specifically about Problem with a company's investigation into an existing problem. It was received by the CFPB on 2024-03-26T12:00:00-05:00.
How did Experian Information Solutions INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Experian Information Solutions INC.?
Yes, visit the Experian Information Solutions INC. company profile at readthecomplaint.com/company/experian-information-solutions-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.