Debt collection -- Written notification about debt -- Complaint #8626921
Complaint Overview
Complaint ID: 8626921
Company: Resurgent Capital Services L.P.
Product: Debt collection
Sub-Product: Credit card debt
Issue: Written notification about debt
Sub-Issue: Didn't receive notice of right to dispute
State: Illinois
ZIP Code: 60402
Date Received: 2024-03-24T12:00:00-05:00
Date Sent to Company: 2024-03-24T12:00:00-05:00
Company Response: Closed with non-monetary relief
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
XXXX XXXX XXXX XXXX XXXX, XXXX XXXX XXXX IL XXXX XX/XX/2024 LVNV Funding LLC XXXX XXXX XXXX XXXX XXXX XXXXXXXX XXXX, SC XXXX Account Number : XXXX To Whom It May Concern : I am writing to formally lodge a complaint against LVNV Funding LLC for apparent violations of consumer protection laws, specifically referencing 12 CFR 1006.34 ( b ) ( 5 ), 12 CFR 1006.34 ( c ) ( 4 ) ( i ), 12 CFR 1006.34 ( d ), and 15 USC 1681-S2 ( 7 ) ( a ). I dispute owing any and all debts to LVNV Funding LLC and hereby revoke all rights of communication through email, text messages, and phone calls. Pursuant to my rights under the Fair Debt Collection Practices Act ( FDCPA ), I request that LVNV Funding LLC cease all communication attempts immediately. Any further attempts to contact me through these means will be considered a violation of my rights under the FDCPA. Furthermore, I am formally requesting debt validation as per my rights under the FDCPA. Please provide documentation verifying the existence and validity of the alleged debt, including but not limited to : XXXX. Original creditor information, XXXX. Purchase agreement between LVNV Funding LLC and the original creditor, XXXX. Proof of licensing and bonding as required by law. Failure to provide this information within the legally mandated timeframe will be considered a violation of my rights under the FDCPA. I expect prompt action on your part to address these concerns and adhere to the laws governing debt collection practices. Please confirm in writing that you have received this complaint and have ceased all communication attempts immediately. Sincerely, XXXX XXXX
Frequently Asked Questions
What is Complaint #8626921 about?
Complaint #8626921 was filed against Resurgent Capital Services L.P. regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-03-24T12:00:00-05:00.
How did Resurgent Capital Services L.P. respond to this complaint?
The company responded with: "Closed with non-monetary relief". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Resurgent Capital Services L.P.?
Yes, visit the Resurgent Capital Services L.P. company profile at readthecomplaint.com/company/resurgent-capital-services-l-p to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.