Checking or savings account -- Managing an account -- Complaint #8624690

Complaint Overview

Complaint ID: 8624690

Company: Capital One Financial Corporation

Product: Checking or savings account

Sub-Product: Savings account

Issue: Managing an account

Sub-Issue: Problem making or receiving payments

State: District of Columbia

ZIP Code: 20002

Date Received: 2024-03-24T12:00:00-05:00

Date Sent to Company: 2024-03-24T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I transferred over $ XXXX from my capital one savings account to my XXXX account last week. Ive done this many times and its been fine. This time, Capital one says it was posted on XX/XX/XXXX. My XXXX account is now overdrawn because the transfer never showed up ( doesnt show as pending, doesnt show as scheduled etc. ). I tried to get help from capital one but they only had a chat bot called XXXX. I told them that something wrong happened with my transfer and asked how to figure out where the money was and it kept spitting out useless responses and wouldnt look into it.

Frequently Asked Questions

What is Complaint #8624690 about?

Complaint #8624690 was filed against Capital One Financial Corporation regarding Checking or savings account specifically about Managing an account. It was received by the CFPB on 2024-03-24T12:00:00-05:00.

How did Capital One Financial Corporation respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Checking or savings account) and describe your issue in detail.

Can I see other complaints against Capital One Financial Corporation?

Yes, visit the Capital One Financial Corporation company profile at readthecomplaint.com/company/capital-one-financial-corporation to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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