Debt collection -- False statements or representation -- Complaint #8613923

Complaint Overview

Complaint ID: 8613923

Company: Bull City Financial Solutions, INC

Product: Debt collection

Sub-Product: Medical debt

Issue: False statements or representation

Sub-Issue: Attempted to collect wrong amount

State: North Carolina

ZIP Code: 28560

Date Received: 2024-03-23T12:00:00-05:00

Date Sent to Company: 2024-03-23T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Tags: Older American

Consumer Narrative

I originally had a dispute with XXXX XXXX XXXX whereby I developed an XXXX and has to see a Specialist to clean it up. I made numerous attempts to settle, and they ignored my emails and letters. As of XX/XX/year> my unpaid balance was {$1300.00} ( I have the document ). On XX/XX/year>, Bull City Financial Solutions, sent me a demand for payment in the amount of {$44000.00}. I called them and spoke with XXXX on XX/XX/year>. I told him that I have a very recent invoice for {$1300.00} and the amount was wrong. He told me that the amount is correct and that was the amount sent by XXXX. I asked for support such as dates of service and amounts. He said there was none, just an amount. He showed no interest that there is a gross mistake. I immediately called ECU and spoke with XXXX XXXX, she denied the {$44000.00} and told me that the outstanding balance to date is {$1300.00} on XX/XX/year>. I looked up reviews on XXXX and XXXX. Bull City has scammed many people. I also noticed that my credit rating recently dropped from XXXX to XXXX. My credit rating has always been exceptional. In short, I realized that I am being defrauded and scammed by the Bull City Fianacial Solutions. My dispute of {$1300.00} is over fairly minor dental services by a student dentist not a heart transplant. They should be investigated and forced to produce evidence supporting their {$44000.00} demand for payment.

Frequently Asked Questions

What is Complaint #8613923 about?

Complaint #8613923 was filed against Bull City Financial Solutions, INC regarding Debt collection specifically about False statements or representation. It was received by the CFPB on 2024-03-23T12:00:00-05:00.

How did Bull City Financial Solutions, INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Bull City Financial Solutions, INC?

Yes, visit the Bull City Financial Solutions, INC company profile at readthecomplaint.com/company/bull-city-financial-solutions-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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