Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8609073
Complaint Overview
Complaint ID: 8609073
Company: Equifax, INC.
Product: Credit reporting or other personal consumer reports
Sub-Product: Credit reporting
Issue: Improper use of your report
Sub-Issue: Reporting company used your report improperly
State: Georgia
ZIP Code: 30135
Date Received: 2024-03-22T12:00:00-05:00
Date Sent to Company: 2024-03-22T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I am writing to you with urgent concern regarding my consumer credit report. It has come to my attention that there are accounts listed on my report that I neither recognize nor authorized. These entries are a clear case of identity theft, and I have never entered into any agreement with the listed creditors, nor have I authorized anyone else to do so on my behalf. Specifically, the fraudulent accounts are as follows : - XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX XXXX - Reported Balance : {$30.00} Under the Fair Credit Reporting Act, specifically 15 USC 1681c-2 ( a ), you are required to block the reporting of any information in my file that I identify as information resulting from an alleged identity theft, with certain exceptions. This law mandates that such a block be executed promptly and, in any case, no later than four ( 4 ) business days after receiving proper proof of identity theft.
Frequently Asked Questions
What is Complaint #8609073 about?
Complaint #8609073 was filed against Equifax, INC. regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-03-22T12:00:00-05:00.
How did Equifax, INC. respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.
Can I see other complaints against Equifax, INC.?
Yes, visit the Equifax, INC. company profile at readthecomplaint.com/company/equifax-inc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.