Debt collection -- Attempts to collect debt not owed -- Complaint #8574634
Complaint Overview
Complaint ID: 8574634
Company: Merchants Credit LLC
Product: Debt collection
Sub-Product: I do not know
Issue: Attempts to collect debt not owed
Sub-Issue: Debt is not yours
State: California
ZIP Code: 95023
Date Received: 2024-03-18T12:00:00-05:00
Date Sent to Company: 2024-03-18T12:00:00-05:00
Company Response: Closed with explanation
Timely Response: Yes
Consumer Disputed: N/A
Submitted Via: Web
Consumer Narrative
I'VE REQUESTED NUMEROUS TIMES FOR THIS DEBT COLLECTOR : MERCHANTS CREDIT TO PROVIDE ME WITH CONTRACT. I REQUESTED FOR THEM TO PROVIDE ME AN INVOICE FOR WHICH I SIGNED FOR THIS DEBT. I DID NOT PROVIDE MERCHANTS CREDIT OR THEIR CLIENT " XXXX XXXX XXXX '', WITH MY SOCIAL SECURITY NUMBER. I'VE NEVER GAVE PERMISSION FOR THEM TO USE MY CREDIT FOR AN APPLICATION FOR THEIR SERVICE PRODUCTS. MERCHANTS CREDIT IS ALSO FRADULENTING ADDING DEBT TOTHE CREDIT BUREAUS WITH THE DATE THAT THE BALANCE INCURRED. ESPECIALLY IF THEY ARE SAYING I INCURRED A DEBT FROM THEM IN XXXX
Frequently Asked Questions
What is Complaint #8574634 about?
Complaint #8574634 was filed against Merchants Credit LLC regarding Debt collection specifically about Attempts to collect debt not owed. It was received by the CFPB on 2024-03-18T12:00:00-05:00.
How did Merchants Credit LLC respond to this complaint?
The company responded with: "Closed with explanation". The response was timely.
What is the risk level of this complaint?
See the risk assessment section for details on this complaint's risk profile.
How do I file a similar complaint?
You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.
Can I see other complaints against Merchants Credit LLC?
Yes, visit the Merchants Credit LLC company profile at readthecomplaint.com/company/merchants-credit-llc to see all complaints, risk scores, and analysis.
Disclaimer
This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.