Money transfer, virtual currency, or money service -- Trouble accessing funds in your mobile or digital wallet -- Complaint #8463652

Complaint Overview

Complaint ID: 8463652

Company: Paypal Holdings, INC

Product: Money transfer, virtual currency, or money service

Sub-Product: Mobile or digital wallet

Issue: Trouble accessing funds in your mobile or digital wallet

State: Michigan

ZIP Code: 483XX

Date Received: 2024-03-02T12:00:00-05:00

Date Sent to Company: 2024-03-02T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

I use Venmo to receive my direct deposits from my job. I tried to send money to my mother only to find my account was locked. This was after having run errands and using it all day for menial things like the dollar store and a fast food restaurant, however I did receive a transfer from the IRS, my federal returns, which may be relevant? But I had no warning. Nothing popped up on app, I didnt get the email they claimed they sent, nothing. So now they are holding just shy of {$200.00} of my funds and will not release them. I tried calling and they have no customer service you can speak to about account access issues.

Frequently Asked Questions

What is Complaint #8463652 about?

Complaint #8463652 was filed against Paypal Holdings, INC regarding Money transfer, virtual currency, or money service specifically about Trouble accessing funds in your mobile or digital wallet. It was received by the CFPB on 2024-03-02T12:00:00-05:00.

How did Paypal Holdings, INC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Money transfer, virtual currency, or money service) and describe your issue in detail.

Can I see other complaints against Paypal Holdings, INC?

Yes, visit the Paypal Holdings, INC company profile at readthecomplaint.com/company/paypal-holdings-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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