Debt collection -- Written notification about debt -- Complaint #8459260

Complaint Overview

Complaint ID: 8459260

Company: Spring Oaks Capital, LLC

Product: Debt collection

Sub-Product: Credit card debt

Issue: Written notification about debt

Sub-Issue: Didn't receive enough information to verify debt

State: Florida

ZIP Code: 33993

Date Received: 2024-03-01T12:00:00-05:00

Date Sent to Company: 2024-03-01T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

There is an account in collections for Springs oaks capital LLC reflecting on my credit report. XX/XX/2021 I do not know who this collection agency is as I have never been in agreement to work with them, Please provide evidence that I have signed any sort of agreement with this company.

Frequently Asked Questions

What is Complaint #8459260 about?

Complaint #8459260 was filed against Spring Oaks Capital, LLC regarding Debt collection specifically about Written notification about debt. It was received by the CFPB on 2024-03-01T12:00:00-05:00.

How did Spring Oaks Capital, LLC respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Debt collection) and describe your issue in detail.

Can I see other complaints against Spring Oaks Capital, LLC?

Yes, visit the Spring Oaks Capital, LLC company profile at readthecomplaint.com/company/spring-oaks-capital-llc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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