Credit reporting or other personal consumer reports -- Improper use of your report -- Complaint #8443970

Complaint Overview

Complaint ID: 8443970

Company: Helvey & Associates, INC., Warsaw, In Branch

Product: Credit reporting or other personal consumer reports

Sub-Product: Credit reporting

Issue: Improper use of your report

Sub-Issue: Reporting company used your report improperly

State: Pennsylvania

ZIP Code: 19464

Date Received: 2024-02-28T12:00:00-05:00

Date Sent to Company: 2024-02-28T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

This company is in constant contact with me harassing me requesting payment on a debt that was the direct result of identity theft. I already filed a FTC report and sent it in to XXXX and the first debt collector. Now I have another debt collector four months later which is HELVEY and associates harassing me on behalf of XXXX when the FCRA clearly states once a identity theft is claimed the predator may not sell, transfer, or have someone collect on a that alleged debt. I have not opened nor did I authorize this account to b open. This company is threatening to please a derogatory account on my credit report that I did not authorize door open which is a violation.

Frequently Asked Questions

What is Complaint #8443970 about?

Complaint #8443970 was filed against Helvey & Associates, INC., Warsaw, In Branch regarding Credit reporting or other personal consumer reports specifically about Improper use of your report. It was received by the CFPB on 2024-02-28T12:00:00-05:00.

How did Helvey & Associates, INC., Warsaw, In Branch respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit reporting or other personal consumer reports) and describe your issue in detail.

Can I see other complaints against Helvey & Associates, INC., Warsaw, In Branch?

Yes, visit the Helvey & Associates, INC., Warsaw, In Branch company profile at readthecomplaint.com/company/helvey-associates-inc-warsaw-in-branch to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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