Credit card -- Incorrect information on your report -- Complaint #8443534

Complaint Overview

Complaint ID: 8443534

Company: Citizens Financial Group, INC.

Product: Credit card

Sub-Product: General-purpose credit card or charge card

Issue: Incorrect information on your report

Sub-Issue: Information belongs to someone else

State: Pennsylvania

ZIP Code: 150XX

Date Received: 2024-02-28T12:00:00-05:00

Date Sent to Company: 2024-02-28T12:00:00-05:00

Company Response: Closed with explanation

Timely Response: Yes

Consumer Disputed: N/A

Submitted Via: Web

Consumer Narrative

Citizen Bank has an account that is attached to my credit score that was opened in XX/XX/2023. The address and phone number are not mine, the account is not mine. The loan type is a credit card which I do not have an account with them. The amount on the credit card is {$15000.00}, where there are missing payment. I filed a dispute which Citizens denied which I do not understand since this is fraud and not my account. This account is attached to my maiden name not married last name. The person who opened this account lives in MA while I live in XXXX. I need to get this removed from credit report and name since this is drastically lowering my credit score.

Frequently Asked Questions

What is Complaint #8443534 about?

Complaint #8443534 was filed against Citizens Financial Group, INC. regarding Credit card specifically about Incorrect information on your report. It was received by the CFPB on 2024-02-28T12:00:00-05:00.

How did Citizens Financial Group, INC. respond to this complaint?

The company responded with: "Closed with explanation". The response was timely.

What is the risk level of this complaint?

See the risk assessment section for details on this complaint's risk profile.

How do I file a similar complaint?

You can file a complaint with the CFPB at consumerfinance.gov/complaint. Select the appropriate product category (Credit card) and describe your issue in detail.

Can I see other complaints against Citizens Financial Group, INC.?

Yes, visit the Citizens Financial Group, INC. company profile at readthecomplaint.com/company/citizens-financial-group-inc to see all complaints, risk scores, and analysis.

Disclaimer

This analysis is AI-generated based on publicly available CFPB complaint data. It does not constitute financial or legal advice.

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